While it might not trigger a passionate discussion around a dinner table, there’s no doubt insurance is a necessary part of life. Whether you drive a car, own or rent a house, or booked a holiday - it’s likely that we’ve had to pay for insurance at some point in our lives. And it is that necessity that drives the value of the industry, which stood at $5.8 trillion in 2020.
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When people talk about digitization and digitalization, it’s easy to think they are essentially discussing the same concept. Even those uttering those words may be making the same assumption. However, there are a few small but significant differences between the two terms.
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The value APIs bring to the modern world is hard to quantify. They are invisible to most of us yet so integral to our lives. Without these back channels churning away in the background, the digitized world we live in would simply grind to a halt. It would set back many technological advances by at least a decade or more, with inflexible communication systems, less accessibility to real-time information, and restricted automation.